BPI Scam Alert!!!

Last time I have posted about on avoiding online scams and I showed how to spot a scam email. This time I received an email that I thought was legit because the source was actually coming from the BPI. If I am not observant enough I might become a victim of this phishing email. Here’s how I figured it out:

Looking at the email, here is the obvious indications that the email was a fraud:

Last time I said that if the email was not from the bank website then it must be fraud but I was wrong. Just last week I received an email from BPI and I thought it was legit since it came from BPI email account. But looking into the details of the email reveal that it came from a hacker.

The first indication is the way it greets in general. I have received lots of  email from BPI before and all of them greet me on my name and not with “Valued Customer” tag.  And the most obvious indication that this email is from a hacker is that the link on the email is not directing to the BPI website but rather to a “mswonderfulhair.com” site which has no relation to a banking service.

When you click on the link, it will ask some sensitive information’s like passwords, credit car number, expiration and security code. Take note that when you give these information’s to someone, you are giving them the power to buy items online using your online banking details.

In Conclusion: No banks will ask for those passwords, credit car expiration and security code. They can open your account without your password unless they are a hacker that pretends to be your bank teller. These information’s gives anyone a power to buy online any items so no one should have these information’s except for the card holder himself. Never give any of those information to anyone. When you received any email asking for it, try to call your bank first to be sure.